Check Verification & Guarantee

Check Verification and GuaranteeAccept checks safely and with less risk: even out-of-town and out-of-state checks. Checks can be approved or rejected at the point-of-sale in seconds. If an approved check is returned from the bank, it can be submitted for processing and reimbursed within 30 days.

Payment Alliance International (PAI) has a variety of options to choose from for Check Verification and Check Guarantee solutions. Our solutions provide flexible options for businesses, depending on whether checks need to be guaranteed for payment, or simply verified as written from a good account with no history of bad checks.

Check Verification is our low-cost alternative to a guarantee product. This solution is best for merchants who have low average check amounts. The check is matched to a constantly updated data base with millions of records of unpaid checks.

Check Guarantee offers risk-free assurance for merchants who experience returned checks and losses associated with the collection of those checks. This option is perfect for merchants with bounced check and collection problems. The check is matched to a constantly updated data base with millions of records of unpaid checks.

We offer three options with alternative methods of data collection for either Check Verification or Check Guarantee: operator assisted, hand-keyed into a point-of-sale Terminal or Magtek MICR Reader. You can decide the best way to use this product, based on your business.

Both Check Verification and Check Guarantee can also be bundled with our Electronic Check Conversion solution to provide the additional convenience of having the checks deposited to your account electronically. Checks will clear quickly and funds will be deposited to your account and available in 24 – 48 hours.

Download our Check Automation Program Trifold Brochure (PDF format - opens in new window).

Contact one of our financial services specialists today to learn more.